.skip-link{position:absolute;left:-9999px;top:0;background:var(--forest);color:#fff;padding:10px 16px;z-index:100}.skip-link:focus{left:12px;top:12px}.card-link{display:block;color:inherit;text-decoration:none}.card-link:focus-visible,.button:focus-visible,.text-link:focus-visible,.topbar a:focus-visible{outline:3px solid #d39278;outline-offset:4px}.card-link .read-more{display:inline-block;margin-top:18px;color:var(--forest);font-size:13px;font-weight:600;text-decoration:underline;text-underline-offset:5px}.faq{max-width:920px}.faq-list{margin-top:45px;border-top:1px solid var(--line)}.faq-list details{border-bottom:1px solid var(--line)}.faq-list summary{display:flex;justify-content:space-between;gap:30px;padding:24px 0;cursor:pointer;list-style:none;font-family:var(--serif);font-size:25px;line-height:1.2}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary::after{content:"+";color:var(--clay);font-family:var(--sans);font-size:24px;font-weight:400}.faq-list details[open] summary::after{content:"−"}.faq-list details p{margin:0;padding:0 48px 24px 0;color:#586864;font-size:17px}.footer-links{display:flex;gap:22px;flex-wrap:wrap}.footer-links a{font-size:12px;color:#c8d5d2;text-underline-offset:4px}

.page-hero{background:var(--cream);padding:78px max(28px,calc((100vw - 1050px)/2)) 86px}.breadcrumbs{font-size:13px;color:#697672;margin-bottom:32px}.breadcrumbs a{text-underline-offset:4px}.page-hero h1{max-width:900px;margin:0;font-family:var(--serif);font-size:clamp(48px,6vw,78px);font-weight:400;line-height:1;letter-spacing:-.035em}.page-hero .lead{max-width:760px}.page-hero-actions{margin-top:30px}.article-shell{max-width:1050px;margin:auto;padding:90px 28px 110px;display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:85px}.article-content h2{margin:58px 0 18px;font-family:var(--serif);font-size:clamp(34px,4vw,48px);font-weight:400;line-height:1.08;letter-spacing:-.02em}.article-content h2:first-child{margin-top:0}.article-content h3{margin:34px 0 10px;font-family:var(--serif);font-size:27px;font-weight:500}.article-content p,.article-content li{font-size:18px;color:#52625f}.article-content ul{padding-left:22px}.article-content li+li{margin-top:9px}.article-content .answer{font-size:21px;color:var(--ink);border-left:3px solid var(--clay);padding-left:22px}.side-card{position:sticky;top:28px;background:var(--forest);color:#fff;padding:30px;height:max-content}.side-card .eyebrow{color:#d8a08c}.side-card h2{margin:0 0 15px;font-family:var(--serif);font-size:31px;font-weight:400;line-height:1.08}.side-card p{color:#d6e0dd}.side-card .button{width:100%;margin-top:12px;background:#fff;color:var(--forest)}.inline-facts{display:grid;grid-template-columns:repeat(3,1fr);margin:35px 0;border-top:1px solid var(--line);border-left:1px solid var(--line)}.inline-facts div{padding:20px;border-right:1px solid var(--line);border-bottom:1px solid var(--line)}.inline-facts span{display:block;font-size:11px;text-transform:uppercase;letter-spacing:.12em;color:#73807d}.inline-facts strong{display:block;margin-top:5px;font-family:var(--serif);font-size:21px;font-weight:500}.related{background:var(--cream);padding:80px max(28px,calc((100vw - 1050px)/2))}.related h2{margin:0 0 34px;font-family:var(--serif);font-size:42px;font-weight:400}.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.related-grid a{background:var(--paper);padding:24px;text-decoration:none;border:1px solid var(--line)}.related-grid strong{display:block;font-family:var(--serif);font-size:23px;font-weight:500}.related-grid span{display:block;margin-top:8px;color:#667572;font-size:14px}.legal{max-width:820px;margin:auto;padding:80px 28px 110px}.legal h1{font-family:var(--serif);font-size:56px;font-weight:400}.legal h2{margin-top:44px;font-family:var(--serif);font-size:32px;font-weight:500}.legal p,.legal li{color:#52625f}.notice{margin-top:50px;padding:24px;background:var(--cream);border-left:3px solid var(--clay)}

@media(max-width:950px){.article-shell{grid-template-columns:1fr;gap:45px}.side-card{position:static}.related-grid{grid-template-columns:1fr}.inline-facts{grid-template-columns:1fr}.topbar nav a:nth-child(2){display:none}}
@media(max-width:620px){.page-hero{padding:54px 22px 62px}.page-hero h1{font-size:48px}.article-shell{padding:65px 22px 80px}.article-content p,.article-content li{font-size:17px}.faq-list summary{font-size:22px}.footer-links{flex-direction:column;gap:8px}.related{padding:60px 22px}.legal{padding:55px 22px 80px}.legal h1{font-size:45px}}